Songs Mortgage consultation with clients illustration

With a little help from your friends

Our expert guidance will help you find the right mortgage solution for your needs.

Our Company

We’re a local, family-run, independent mortgage broker, serving San Jose and the greater Bay Area since 1989. We pride ourselves on providing exceptional guidance and service to all of our clients,  whether you’re looking to buy your first home, or if you’re building a real estate investment portfolio.

Along with our sister real estate company, Songs Realty, we’re on a mission to help people build brighter financial futures for themselves and their families.

The Loan Process

Every loan is a little different, but here’s a general overview of the loan process for a prospective homebuyer.

Complete our online application.

Consult with our expert mortgage advisors to understand your options.

A pre-approval is issued by our Lender, based on your income, credit, and asset documentation.

Once you find the right house, prepare an offer with your Real Estate Agent and Mortgage Advisor.

If your offer is accepted, you and the seller will sign a contract.

Upon final approval, the title company schedules your signing appointment to close, and your keys are delivered.

Client Testimonials

We Can Work It Out
Whether you’re buying or refinancing, we’re with you, every step of the way.